Unlock Tax-Free Cash from Your Home with Antonietta Gaudet

Turn up to 50% of your home’s value into tax-free cash while keeping full ownership of the home you love

Your Home: The Key to Your Financial Freedom

Unlock the value of your home and take control of your retirement with the CHIP Home Income Plan.

For many Canadians, their home represents their most significant asset. After years of diligently making mortgage payments, much of their wealth is locked in home equity. Yet, during retirement, accessing this equity can feel out of reach.”

Challenges like limited income, unexpected expenses, or medical costs can make retirement planning stressful.

The CHIP Home Income Plan offers a way to unlock up to 50% of your home’s value—tax-free—while allowing you to keep full ownership of your home.

Personalized Guidance for CHIP Mortgage in Campbell River & Comox Valley

Reverse Mortgage Specialist

With Antonietta Gaudet as your Reverse Mortgage Specialist, the process becomes simple, stress-free, and tailored to your goals.

Introducing the CHIP Home Income Plan

A simple, sensible way to access the value in your home—tax-free.

The CHIP Home Income Plan is a reverse mortgage solution designed specifically for Canadians 55 and older. It allows you to unlock up to 50% of your home’s value as tax-free cash, giving you the financial freedom to enjoy your retirement.

Key Benefits:

No monthly mortgage payments required until you sell or move.

Tax-free cash that doesn’t affect your government benefits.

Full ownership of your home remains in your control.

No monthly mortgage payments required until you sell or move.

Step 1: Determine Your Eligibility

If you’re 55 or older and own your home in Campbell River or Comox Valley, you may qualify for the CHIP Home Income Plan

Step 2: Free Consultation with Antonietta

Schedule a no-obligation consultation to discuss your financial goals and how CHIP can help you achieve them.

Step 3: Unlock Up to 50% of Your Home’s Value

Access your funds as a lump sum, monthly payments, or a combination of both—your choice.

Step 4: Enjoy Your Retirement, Your Way

Use the funds for debt repayment, travel, home improvements, or supporting loved ones—all while staying in the home you love.

Flexible Options to Make the Most of Your CHIP Funds

With the CHIP Home Income Plan, you have the flexibility to use your funds in ways that matter most to you. Eliminate high-interest debts, upgrade your home to better suit your needs, or cover unexpected medical expenses with ease. 

You can also support your children or grandchildren with their education or first home purchase, top up your RRSPs or investments, or even downsize or purchase a vacation property. 

Whether you choose to travel the world or pursue hobbies, the CHIP Home Income Plan gives you the financial freedom to enjoy your retirement on your terms.

Frequently Asked Questions

Question not listed below? No problem - reach out and let's talk about it!

Homeowners aged 55 or older, with a primary residence in Canada, may qualify for the CHIP Home Income Plan. The amount you can unlock depends on factors such as your age, the location of your home, and its current value. Contact me for a free consultation to determine your eligibility.

Yes, absolutely! You retain complete ownership and control of your home. The CHIP Home Income Plan is a reverse mortgage, which means you borrow against the equity in your home without having to sell or move.

If you sell or move, the amount you borrowed through the CHIP Home Income Plan, along with any accrued interest, will be paid back from the proceeds of the sale. The remaining funds are yours to keep.

Schedule a consultation Today!

I’m excited to connect with you and support you on your unique journey to homeownership. Helping others navigate their challenges and achieve their dreams brings me immense joy, and I look forward to learning how I can make a difference in your story.

Meet Antonietta Gaudet – Your Reverse Mortgage Specialist (CHIP)

Expert Advice with Local Knowledge

Antonietta Gaudet is a trusted Mortgage Professional with Dominion Lending Coastal Mortgages, specializing in helping seniors unlock the value of their homes and  deal with the mortgage process in Campbell River and Comox Valley. 

Reverse Mortgage Mortgage Form

Fill Out The Form To Get In Touch

Apply For A Mortgage

Start your application today with a click of a button.

Current Mortgage Rates

Stay updated with competitive mortgage rates.

Mortgage Calculator App

Download our app for free to get powerful insights.

Mortgage Tips, FAQs, and Insights – Stay Informed

Your Go-To Resource for Mortgage Advice and Market Trends

CHIP Reverse Mortgage

Posted by Antonietta Gaudet on Jan 12, 2025

When most of us dream of retirement, we imagine ourselves in our homes – sharing a meal with family or ...

READ POST

Self Employed Solutions

Posted by Antonietta Gaudet on Jan 12, 2025

While many Canadians take advantage of self-employment opportunities, those who are self-employed sometimes ...

READ POST

Your Ultimate Mortgage Calculator App

Everything You Need to Make Smart Home Financing Decisions

Take the guesswork out of buying a home with Antonietta Gaudet's powerful mortgage calculator app. From estimating your down payment to stress testing your mortgage and comparing options side by side, this app simplifies it all. Available in English, French, Spanish, Hindi, and Chinese, it's designed to meet your needs—wherever you are.

Antonietta Gaudet Mortgage Calculator App

What Clients Say

"...if you are looking for a honest respectful kind and always there day and night I would say look no further here is your one stop shop realtor mortgage broker ……FYI my friends keep asking how I got such a low interest rate and I can only say Antonietta!"

-Tyler L.

"Antonietta was extremely helpful with finding our new home in the Campbell River area. Even when we were still off island she was willing to step in for visits from inspectors on our behalf. "

- James M.

"We used Antoinetta's services in the purchase of our first home. Antoinetta was our real estate agent and our mortgage broker."

- Sydney M.
Read Google Reviews
MLS® property information is provided under copyright© by the Vancouver Island Real Estate Board and Victoria Real Estate Board. The information is from sources deemed reliable, but should not be relied upon without independent verification.