First-Time Home Buyers Program – Your Path to Homeownership in Campbell River & Comox Valley

Tailored mortgage solutions and expert advice to make your dream home a reality.

Your Journey to Homeownership Starts Here

The Significance of Buying Your First Home

Buying your first home is an exciting milestone—a step toward stability, independence, and building your future. It’s more than a financial decision; it’s the start of creating memories and establishing roots in a community like Campbell River or Comox Valley. This life-changing moment deserves the right support and resources to ensure it’s as smooth and rewarding as possible.

Challenges First-Time Buyers Often Face

Navigating the home-buying process can feel overwhelming, especially for first-time buyers. Understanding mortgage options, qualifying for the right programs, and managing costs like down payments or closing fees can be daunting. Without clear guidance, these challenges can delay your dream of homeownership or lead to unnecessary financial strain.

mortgage guidance for First-Time Buyers in Campbell River & Comox Valley

Personalized Guidance for First-Time Buyers in Campbell River & Comox Valley

How Antonietta’s Expertise Simplifies the Process

That’s where I come in.  As an expert in mortgage solutions in the Campbell River and Comox Valley, I help first-time buyers like you find tailored financing options and valuable programs like the Home Buyers’ Plan (HBP) and the First-Time Home Buyers’ Tax Credit. From explaining your mortgage terms to securing the best rates, I’ll be with you every step of the way to make your journey stress-free and successful.

  • Access exclusive first-time buyer programs like the Home Buyers' Plan. 
  • Explore tailored mortgage options to fit your financial goals.
  • Receive expert advice to navigate the complexities of homeownership.

First Time Home Buyers Plan and home buyers tax credit

Now, more than ever, financial institutions are regularly launching new products and programs, making it easier to get into that new home sooner. Today, interest-only loans, self-employment programs, rental purchase programs, vacation property programs, and a host of other innovative financing alternatives are dotting the home purchase landscape, making home ownership a reality for more people than ever.

The Home Buyers' Plan

The Home Buyers' Plan (HBP) is a program that allows you to withdraw from your registered retirement savings plans (RRSPs) to buy or build a qualifying home for yourself or for a specified disabled person. Currently the HBP withdrawal limit is $60,000.

Home Buyers Tax Credit

Are you a first-time home buyer? Do you know there are tax incentives that could help you purchase your first home? Read about some new and existing housing benefits and tax credits that could help you buy your first home.

Home Buyers Presentation

From Dominion Lending Centres Inc.

Buying a home is one of the most significant investments you’ll ever make, and it’s a decision that impacts your life for years to come. That’s why choosing the right mortgage is crucial—not just for your first home purchase, but for the entire time you own your home.

Frequently Asked Questions

Question not listed below? No problem - reach out and let's talk about it!

The Home Buyers' Plan (HBP) allows first-time buyers to withdraw up to $60,000 from their registered retirement savings plans (RRSPs) to purchase or build a home. The withdrawal is tax-free but must be repaid within 15 years to avoid penalties. This can be a great way to fund your down payment.

Yes, first-time buyers may qualify for the First-Time Home Buyers’ Tax Credit. This tax incentive can help offset closing costs and other expenses related to purchasing your first home. Antonietta can guide you through the available credits and how to claim them.

First-time buyers often encounter challenges like understanding mortgage options, managing costs such as down payments and closing fees, and navigating various first-time buyer programs. Antonietta’s expertise ensures you receive personalized guidance to simplify the process and secure the right financing options for your needs.

Schedule a consultation Today!

I’m excited to connect with you and support you on your unique journey to homeownership. Helping others navigate their challenges and achieve their dreams brings me immense joy, and I look forward to learning how I can make a difference in your story.

Meet Antonietta Gaudet – Your First Time Home Buyer Mortgage Specialist

Expert Advice with Local Knowledge

Antonietta Gaudet is a trusted Mortgage Professional with Dominion Lending Coastal Mortgages, specializing in guiding first-time home buyers through the mortgage process in Campbell River and Comox Valley. 

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Your Ultimate Mortgage Calculator App

Everything You Need to Make Smart Home Financing Decisions

Take the guesswork out of buying a home with Antonietta Gaudet's powerful mortgage calculator app. From estimating your down payment to stress testing your mortgage and comparing options side by side, this app simplifies it all. Available in English, French, Spanish, Hindi, and Chinese, it's designed to meet your needs—wherever you are.

Antonietta Gaudet Mortgage Calculator App

What Clients Say

"...if you are looking for a honest respectful kind and always there day and night I would say look no further here is your one stop shop realtor mortgage broker ……FYI my friends keep asking how I got such a low interest rate and I can only say Antonietta!"

-Tyler L.

"Antonietta was extremely helpful with finding our new home in the Campbell River area. Even when we were still off island she was willing to step in for visits from inspectors on our behalf. "

- James M.

"We used Antoinetta's services in the purchase of our first home. Antoinetta was our real estate agent and our mortgage broker."

- Sydney M.
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